Thanks for the reply.
Forget question 1. That was down to me not understanding how it worked but I do now. Sorry.
With regard to question 2 I understand that you have still work to do so its not a problem, more an observation. There are 2 examples I can think of where the planner gives wrong information. The first is with regard to my Council Tax bill which I pay monthly but only from April to January, so I get February and March off. After the January payment went through correctly I suspended my Council Tax bill and plan to restart it for April with a different amount when I know what it is. Running my DD's for February shows that it has been correctly ignored and presumably will I until I un-suspend it. However if you look at the DD Planner it still shows as if the same payment is being made in February and March and the Year total shows 12 payments when it is actually only 10. It therefore overstates the cost of my Council Tax.
The second example is if you cancel a standing order/DD during the year. I recently cancelled a monthly subscription which I no longer have. If I cancel the DD in say June, cancelling it removes all entries in the planner including those already paid and it looks like it never existed and I've paid nothing, (although its dealt quite properly of course in my bank or credit card accounts where I've paid 6 instalments).
As I say, knowing that this is still a work in progress, I understand that this has still to be sorted out. Not knowing this my original query was that I thought I was doing something wrong and wondered if I should be doing something different.
I still very much enjoy using your programs, however, which fully meets my needs and I remain a very satisfied customer.
Regards,
Dick Coppard