RE:
My Broadband is with Sky, telephone only with BT.
Lucky you!
Originally, I paid my broadband monthly by credit card. One payment, no paperwork.
Then BT changed all that and wrapped the internewt costs into the landline phone bill.
In doing so they craftily(small print) charged customers 3 months in advance!
Then they offer discounts. You see the full price on one page, the discounts on another.
They made a mess first bill. They didn't give me the discount they promised on the phone.
So, next bill had Bill, Discount and Credit.
I have to isolate my Internet costs out of all that and other "options" c***p
I suspect its not at the rate they offered.
Another rip-off.
I choose to pay my bill "old style". They send a bill. I pay it.
I used to wait for the red letter. They charge a nominal amount (from memory £5) if you are late.
I caught on about that, and its the only bill I pay immediately.
Then yet another rip-off
They charge £4.50 "Payment Charges"
Reading the small print (buried away back on page 5)
This charge has been made by BT Payment Services for processing your payment.
Now, isn't that nice of them?
Is that even legal?
My conclusion?
They make their options so complex and devious that no-one understands what they charge their customers.
I gave up last night, but I will be on the case again today.