You got there by renaming, Phil, but we have learned something.
RE:
in my options i have unticked replace spaces with under scores and convert to lower case always these are they only options i have
That's what was causing the problem.
Anyone reading this, please beware.
As discussed above, please check the settings in your FTP program (as described above)
The WPG expects the name on the server to be EXACTLY as on your computer. If your FTP program changes spaces to underscores, then you will get the same problem as Phil.
In Windows operating system, text case is irrelevant.
PHOTO.JPG is the same as photo.jpg
On some non-windows servers, you have to be VERY careful with text case.
PHOTO.JPG is NOT the same as PHOTO.jpg (jpg now lower case)
You can have both those entries in the same folder.
Slip up with a letter in the wrong case, and your URL doesn't work.
To Phil
Now you have changed those setting, please do a test when you have got your wind back
I'd like to be sure it will work with file names with spaces,and it will re-assure our WPG'ists.